Vehicle Finance UK - Bad Credit Loans Wales - Adverse Credit Rating Scotland

Established in 2003 ez credit continues to secure vehicle finance in the UK for private individuals and companies with adverse credit ratings, poor or bad credit history.

If you are seeking vehicle finance in the UK and have been turned down elsewhere you should contact us.

Our area of speciality is often termed as sub prime vehicle finance, or just sub prime finance, which means that we expect applications to have some kind of credit problem or adverse credit rating and know how to make a suitable finance offer accordingly.

The benefits of working with ez credit:

• Can speak to an underwriter - for a more personalised decision.
• Underwriting in principal within 24 hrs - faster delivery of your vehicle.
• We only use regulated finance companies - No Loan Sharks to worry about.
• We look to secure prime finance when the first agreement comes to an end - use this a stepping stone to repairing your credit rating.
• Lending range from Ford to Aston Martin - any vehicle you want we can supply.
• Multiple vehicles - you can build up your own fleet from one source.
• New start companies with no account history- give your business the vehicle it needs now!
• Private individuals with adverse credit ratings - we can help to overcome the usual obstacles experienced when financing a vehicle.

We want to hear from you provided that your requirements fits somewhere within our criteria, In general, we provide traditional hire purchase, contract hire and leasing facilities for all makes and models of cars, vans and commercial vehicles up to 3.5 Tonnes. Provide us with the details of the vehicle that you have found and we will aim to secure the finance, alternatively (and usually cheaper) allow us to source the vehicle and deliver it right to your door.

Who do we help?

The following list contains the normal barriers to finance which ez credit aims to overcome:

• County court judgements (CCJ's)
• Cash customers with little throughput within their bank accounts
• Bankruptcy
• Payment defaults
• Mortgage arrears
• Tenancy holders
• Non status
• Little electoral role information
• None audited accounts

Beware of loan sharks

At ez credit we only use licensed finance companies that are regulated by the office of fair trading.

Be streetwise

Refrain from applying for credit at numerous places over short period of time, as doing so is certain to damage your credit rating further by having numerous companies leave "foot prints" on your credit file.

Consider your application from an underwriter's point of view for just a moment. Imagine looking at a file with multiple applications made within a short period of time, you may decide that the file is just not worth considering because it looks like every other underwriter must have turned them down.

Obtain finance as you would obtain any type of trade service. Do your research, seek recommendations and then get three quotes.

This simple measure will greatly increase your chance of success.

Call EZ Credit Now! on 01243 841818